Ruth RIchards Lovingood, age 92, passed away on Saturday, November 2, 2024. Ruth was 
born in New York City on October 6, 1932 to Mary and Edwin Richards. She lived there until 
elementary school when the family moved to Boston. She attended Beaver Country Day 
School in Boston, and then graduated from Colby Junior College in New Hampshire. She 
married Albert Ward McCally Jr. on December 12, 1953 and moved to Dayton, Ohio, where he 
grew up. They had two children, Woody and Mary, and were married for 22 years until Ward 
passed away in 1975. After his death, she worked as a trip director for Top Value, an incentive 
travel company, and enjoyed traveling to all parts of the world for several years. In 1978, she 
married Charles Lovingood, a widower, who lived in Dayton. After his retirement, they lived in 
Hilton Head S.C., and were married for 22 years. A few years after Charlie